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Many assume that artificial intelligence (AI) is the most powerful weapon in a fraudster’s arsenal. There is no doubt that AI has revolutionized the world of fraud, making scams more efficient and harder to detect. Modern scams routinely employ AI technology like voice cloning, deepfake videos, personalized phishing, and predictive targeting to steal from victims. However, there is something even more fundamental to the success of scams than AI: Shame. Victims of scams blame

These five habits stop almost every scam that originates from a phone call: Slow down. Scams create a sense of urgency to prevent you from exercising sound judgment or seeking help. You hear the words “vulnerable account,” “arrested grandchild,” and “limited-time prize” and your pulse quickens. Your breath becomes shallow and you may begin to shake. Logic goes out the window. But it’s important to remember that real institutions rarely demand instant action. If you feel rushe